Secured lending in as little as 48 hours

Credovo fully automates the process from start to finish to make financing and purchasing property simple.

Check eligibilitySee how it works

Soft search only — no impact on your credit score

How it works

From application to funds. In four steps, not four weeks.

Traditional secured lending relies on manual handoffs between brokers, valuers, underwriters and solicitors. Credovo connects every step into one automated flow.

  1. 0h

    Apply in minutes

    Tell us about the property and what you need. Verify your identity and connect your bank digitally — no paperwork.

    Open Banking connected

  2. 1h

    Instant valuation & checks

    Automated valuation, Land Registry title, AML and credit checks run in parallel, not one after another.

    Valuation: £650,000

  3. 24h

    Underwriting & offer

    Our decision engine underwrites your case and issues a formal offer you can review and e-sign online.

    Offer ready to sign

  4. 48h

    Funds released

    Legal work is coordinated through the platform, and funds are released as soon as completion is confirmed.

    £425,000 sent

Timings are typical for straightforward cases and depend on the property, legal process and information provided.

Products

Finance for every kind of property deal.

One application, one platform — whether you're buying your next home or your fiftieth.

Bridging loans

Short-term finance to buy at auction, break a chain or move before a sale completes — funded at the speed the deal demands.

LTV
Up to 75%
Term
1–24 months
Rates from
0.65% pm
Auction purchaseLot 27
Deadline28 days
Credovo48 hours

Buy-to-let

Finance new purchases or remortgage your portfolio, with rental cover assessed automatically.

LTV
Up to 75%
Rates from
5.49%

Development finance

Ground-up and refurbishment funding, released in stages as your build progresses.

LTGDV
Up to 65%
Term
6–24 months

Secured business loans

Unlock the value in commercial or residential property to fund growth, stock or working capital for your business.

Loan size
£100k–£5m
LTV
Up to 70%
Term
1–5 years

Facility available

£1,200,000

Drawn Pending

Figures are indicative. Rates and terms depend on the property, loan and your circumstances.

Your next property deal, funded in days — not months.

Check your eligibility in a few minutes. It won't affect your credit score.

Check eligibilityTalk to our team